Rukmini (Rekha) is well into her 40s and still unmarried. She lives with her orphaned niece, Padmini (Mallika Sherawat), and together they device a scheme to entrap wealthy men, like Monty (Paresh Rawal), relieve them of their money, abandon them, and move on to better targets. They do succeed for quite a while, assuming various disguises, and names, amassing a fortune, until Padmini falls in love with one of her targets, a young man named Raghu (Karan Khanna), and decides to call it quits. An unstable Rukmini, who owes money to Monty, decides she cannot go it alone and concocts a scheme that will force Padmini to give up on Raghu and re-join forces with her to go on philandering unsuspecting wealthy men.
Bright students Ravi, Adi and Surya are angry when they find out that their high school marks are just below the cutoff mark to get an entrance to the college of their choice. Out of frustration, Ravi twangs his guitar during his grandfather's classical music lesson. The old man, instead of getting angry at this behavior, challenges the boys first to a musical contest and then to a cycle tour to Kanyakumari. These challenges test the young kid's minds, characters and endurance.